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Individuals & families wanting to apply for a Habitat home should meet the following criteria:
Need for Shelter-You need to demonstrate you are in need of housing and are currently living in overcrowded, temporary, or substandard housing; or that you are at risk of losing housing for any reason.
Willingness to partner- You need to be willing to complete 350 hours of "Sweat Equity" of construction on other homes, as well as your own home, over a period of eight months. The hours are considered your down payment for the house.
Ability to pay- NOAHH will sell the house to you at cost of land and materials. You will have an interest free loan repayable over twenty years. Average monthly payments including homewowners insurance, flood insurance, termite protection and property/city taxes are between $500 to $600 a month for a brand new three bedroom home!
Job history- We also require you live and work in Greater New Orleans Area, or have a guarantee of employment in the greater New Orleans Area.
Note: These requirements may change post Hurricane Katrina; however, you will still be required to have employment in Greater New Orleans Area, prior to final acceptance in our program.
| Income Requirements: You must be between 35% and 60% of New Orleans median income | ||
| Household Size | Minimum Yearly Income | Maximum Yearly Income |
| One | $19,200 ($1,600/month) | $25,140 ($2,095/month) |
| Two | $19,200 ($1,600/month) | $28,680 ($2,390/month) |
| Three | $19,200 ($1,600/month) | $32,280 ($2,690/month) |
| Four | $19,200 ($1,600/month) | $35,880 ($2,990/month) |
| Five | $19,200 ($1,600/month) | $38,760 ($3,230/month) |
| Six | $19,200 ($1,600/month) | $41,640 ($3,470/month) |
The application process typically takes 3 to 6 months and it typically takes between one to two years to be placed in a house.
If you would like to receive an application packet in the mail either:
1. Complete the online Application request form
2.OR Call the Homewner Hotline 504-861-2059 to request an Application Packet
If you have additional questions you can call the Family Service Office at 504-861-2077.
Galloway Family
Crystal Galloway was born and raised in downtown New Orleans. She graduated John McDonoguh Sr. High School in 2000, and she now has two sons, Laudrick and Darren. Laudrick is seven years old and is in second grade at Nelson Elementary, where he makes good grades. He also plays many sports, including basketball, football, swimming, and track. Darren is one year old and likes to laugh and run around the house all day. Crystal enjoys spending time with her family when she is not working at Boomtown Casino on the West Bank.
“Now since I am in the process of becoming a homeowner I know that blessings are real and some dreams come true,” she said. “Owning my own home has been my dream for so long and now my dream will come true. This is a new beginning for my family.”