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© 2010 New Orleans Area Habitat for Humanity [ Contact via email ] [ (504) 861-2077 ] [Volunteer Office (504)861-4121][ Privacy Policy ] [ Un/Subscribe to our Email List ] [ Un/Subscribe to our Out of State Email List ] |
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Apply for a Home
Program Overview If you are approved into the program, you will partner with NOAHH to build a home which will be sold to you at 0% interest and with no financial down payment. Your down payment will instead be paid through “sweat equity” hours. During “sweat equity,” you will help work on your own home, as well as others, and learn about the home-owning process. Our program not only helps you buy a home, it helps you keep one. Our houses are 3 bedrooms, 1 bathroom, and about 1,100 square feet. Floor plans are determined by the real estate department based on lot size and zoning. You will have the opportunity to select colors for exterior paint, carpet, vinyl flooring, and countertops. The general sale price for a NOAHH home is $80,000. NOAHH finances this loan through a 20, 25, or 30 year no-interest mortgage. Most of our homeowners pay between $550 and $650 a month for their house payment. This INCLUDES the cost of homeowners’ insurance, flood insurance, property taxes, and a termite contract. That is less than most people pay for rent! Our organization makes no profit from the sale of the homes—all of the money paid for the homes goes into a fund to pay for other Habitat homes. NOAHH continues to build in Orleans, Jefferson, and St. Bernard parishes, with a focus on the 7th ward, 8th Ward/ St. Roch, Upper 9th Ward, Central City, Carrollton and New Orleans East. What are the qualifications?
What are the requirements if I am selected into the program?
The application process typically takes 3 to 6 months and it typically takes between one to two years to be placed in a house.
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Federal Fair Housing Laws
Valerie Cooper
Valerie Cooper is originally from Vacherie, LA, but she has lived in New Orleans for most of her life. She has worked for the Sewerage and Water Board of New Orleans for 12 years and part-time at SMG Super Dome for the last 6 years.
She has two children, Chantrell and Clifford, and three grandchildren. She loves to swim, listen to gospel music, travel on long or short trips, and of course, she loves to spend time with her grandkids.
“I appreciate everyone who has and is helping me in this process, and I personally thank NOAHH’s staff for allowing me the chance to become a first-time homeowner,” she said. “My dream has always been to become a homeowner. So therefore I know this is God’s way of blessing me with what I deserve.”
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